Car accidents are a terrible experience. At the very least, the experience is terrifying to our kids and incredibly inconvenient for the whole family. We can be out lots of money for repairs and a rental car if the other driver isn’t well-insured, and even good insurance won’t cover the cost of the extra driving to and from the repair shop and the difficulty of juggling a busy family schedule while the vehicle is unavailable.
Car Accident Injuries
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Of course, the experience is even worse when someone in our family gets hurt. On top of all the hassle of a damaged vehicle, you also have the pain and suffering associated with an injury to yourself, your kids, or both. After that comes big medical bills and lost wages.
So we all know how bad an accident is, and a responsible mom does everything she can to keep from causing an accident herself. But even the best drivers can’t overcome the mistakes of others, and that’s the scenario that takes as much planning as the accident that is your fault.
It’s a good idea to think ahead about this unpleasant possibility. Always wear seat belts and use the appropriate car seats for your kids, and make sure you consider safety factors when you buy a car. Beyond that, though, there are other steps you should take to protect yourself.
Check Attorneys Before You Have an Accident
This may sound a little paranoid, but it makes good sense. After all, you buy insurance in case of an accident, so why not know the best attorneys in your area before you have an accident? Your trusted family attorney for deeds and wills is not experienced in personal injury law the way Schwartzapfel personal injury lawyers and other high-ranking injury attorneys are. So get to know the legal community in your area and know who’s reputable so that you don’t have to try to find one from your hospital room–or your child’s.
Be Prepared to React Immediately
If you are physically able to do so, there are some things you need to do as soon as the crash happens. Cell phones are a lifesaver in this situation. Document everything. Photograph the positions of the vehicles, the location of your kids in the car (and their seatbelts), the license plate of the other vehicle(s) as well as those of witnesses, weather conditions, and anything else that might be of relevance should you end up in court. Get the other driver’s insurance information immediately and photograph it.
Seek Medical Treatment
Car accidents are incredibly complex events in terms of the physics involved. When you add in the idiosyncrasies of the human body, it can be nearly impossible to determine your own level of injury at the time of the crash, and certainly that of your children. Adrenaline can easily mask pain, and many injuries don’t manifest themselves with any kind of symptoms until days or weeks later. Get to the hospital, get your kids to the hospital, and get everything on paper immediately.
It’s terrifying to any mom to think of her kids getting hurt in an accident or to be hurt and unable to care for her kids. We can’t always prevent these things from happening, but just as you plan ahead for every other part of parenting, you should also be prepared for the chance that this type of bad luck can befall you. The good news is that while no amount of planning will prevent injuries to you or your kids, you can at least take some steps to accelerate the process of getting the bills paid and let you focus on your healing, their healing, and the progress you’re making on the road to getting back to normal.